Jeevan Pramaan: What happens if life certificate is not submitted in November?

The Life Certificate required to be submitted by pensioners to continue receiving pension without a break. All central government and state pensioners must submit an annual Life Certificate to approved pension disbursing agencies, such as the bank, each November in order to continue receiving their benefits.

However, in case of senior Pensioners of the age of 80 years and above, Life Certificate can be submitted from October 1st. Life certificate in both cases, would be valid till 30th November of the subsequent year.

A Life Certificate can be submitted manually or digitally as per convenience of the pensioner. Following are the modes of submitting the Life Certificate:

  • At home
  • At Common Service Centre’s (CSCs)
  • At Pension Disbursing Banks
  • At the offices of more than 50 Pensioners’ Welfare Association
  • Digital ways

What will happen if life certificate is not submitted till the month of November?

Payment of pension for the month of December and onwards will not be done to the pensioner.

If life certificate is submitted in a subsequent month, when will pension for November and onwards get paid?

Once the Life Certificate is updated in the Pension System, pension will be paid along with arrears immediately on the next pension payment. However, in case Life Certificate is not submitted for a period of three years and above, pension will be commenced after sanction of the competent authority through the CPAO as per due process.

What is Jeevan Pramaan?

Jeevan Pramaan is a biometric enabled Aadhaar-based Digital Life Certificate for pensioners and is generated for individual pensioner using his/her Aadhaar number and Biometrics.

Why was Jeevan Pramaan (Digital Life Certificate) introduced and how it is different from the conventional method?

It was introduced to obviate the physical attendance of pensioners at the Banks by providing facility of getting digital Life Certificate from their homes only.

Is it mandatory to submit online life certificate through Jeevan Pramaan?
No. Jeevan Pramaan is in addition to other existing facilities for submission of Life Certificate in physical form.

Who will sanction the payment of arrears due to non-submission of Life Certificate?

According to the UIDAI FAQs, “In case, payment of arrear due to non-submission of the life certificate relates to period less than three years, these may be paid by the CPPC authorized Banks after obtaining specific orders of the Manager/Officer in charge of the bank who would release the payment subject to verification of the bonafide of the claim of the pensioner. In case, the period is three years and above, the disburser’s portion of the PPO is returned to the CPAO by the CPPC, with suitable endorsement thereon; CPAO will forward the same to PPO issuing authority for updation of their record. Payment of arrears in such cases as also payment of  current pension will be made by the CPPC on receipt of PPO with a sanction of the competent authority through the CPAO.”

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